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Insurance Claim Assistance
If you live in the DFW area and have experienced damage to your hardwood floors, you can file an insurance claim to cover the costs of repair or replacement.
Insurance Claim Assistance for Homeowners with Damaged Hardwood Floors in Texas
If you live in the DFW area and have experienced damage to your hardwood floors due to various causes such as natural disasters or accidents, you can file an insurance claim to cover the costs of repair or replacement. You will need to consult with your insurance agent that can also provide help in the process and steps you can take to ensure you receive the appropriate insurance claim help for your damaged hardwood floors.
Step 1
Call Texas Hardwood Flooring
If your hardwood floor has sustained water or other type of damage, we can often help mitigate the damage by walking you through a few measures that could possibly help save your floor or assist you in the remediation process.
Step 2
Document the Damage
You should also thoroughly document the damage to your hardwood floors by taking photographs. If water is involved Texas Hardwood Flooring can come and take moisture reading of the affected areas and will provide the supporting data to help your Insurance carrier make validate the claim. Making a detailed list of the affected areas will also be helpful. This documentation will serve as evidence when filing an insurance claim and can help expedite the claims process.
Step 3
Contact Your Insurance Company
Once the damage has been documented, you should contact your insurance company to report the claim. It is essential to provide the insurance company with the necessary information and documentation to support the claim. You should also keep a record of all communication with the insurance company, including dates, times, and names of representatives they speak with.
Step 4
Hire a Professional Contractor
Before any repairs or replacements are made, homeowners should hire a professional contractor experienced in hardwood floor repair or replacement. Texas Hardwood Flooring will assess the damage and provide an estimate for the necessary hardwood flooring work. This estimate will be submitted to the insurance company as part of the claims process. We take photographs and measure the moisture in your floor and subfloor to submit to the insurance company.
Step 5
Negotiate with Your Insurance Company
If the insurance company’s initial offer does not fully cover the cost of repairing or replacing the hardwood floors, Texas Hardwood Flooring will help you negotiate with the company to reach a fair settlement. You should be prepared to present the contractor’s estimate, documentation of the damage, and any other relevant information to support their claim.
Step 6
Complete the Repairs or Replacements
Once a fair settlement has been reached, you should complete the repairs or replacements using the contractor they initially hired. It is essential to follow the insurance company’s guidelines and requirements for the repair or replacement process.